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No Medical Exam, Simplified Issue Life Insurance

No Medical Exam, Simplified Issue Life Insurance

Most life insurance requires a medical exam and interaction with an Agent in order to complete the long purchase process that in many cases can take up to 8 weeks. With simplified Issue, the process can be reduced to just minutes.  eLifePolicy and Liberty Direct offer consumers an online way to purchase simplified issue insurance coverage from brand name, A rated carriers.  It is a very fast and simple process for obtaining a policy online with no medical exam and just a few specific health questions to answer.  Coverage can be obtained in as little as 15 minutes for terms as long as 30 years depending upon the age of the applicant and all terms come with guaranteed level premiums. Simplified issue life insurance is appropriate for those that want coverage without a long wait and who are generally in good health.

Get a quote for No Medical Exam, Simplified Issue Life Insurance from one of our trusted partners and print your in force life insurance policy today!

eLifePolicy.com

- Polices issued by HSBC North America

- Generous coverage amounts up to $500,000

- Available in 10, 15, 20, or 30 year terms with renewability through age 95

Click here to get your no obligation quote

LibertyDirect.com

- Policies Issued by RBC Liberty Life Insurance Company

- Provides coverage up to $250,000

- Terms offered in 10 and 20 year increments, renewable   through age 80

Click here to get your no obligation quote

Fully Underwritten Term Life Insurance

When you request a quote from Spectrum Direct, you will have the opportunity to select a policy from a consortium of highly rated life insurance companies.  Coverage amounts up to $10,000,000 are available in varying terms and offer extensive rider options.  As a true source for life insurance, you can expect a call from just one agent to fit you with the right policy you want and need. Resources available include rate calculators, articles on how to choose the best program and other information to make buying life insurance a smooth process. Consumers can save up to 70% on a policy due to recent changes by carriers. Top rated insurers (rated A or higher by AM Best) include Prudential, ING, West Coast Life, Fidelity, Transamerica and more.  Get matched with the policy that’s right for you…Click here to get your tailored quote!

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