Precision Senior Marketing (PSM), a national distributor for the nation’s leading insurance companies, including Mutual of Omaha, Gerber Life, Woodmen of the World and/or Assured Life, and Sentinel Life, announced today that it is providing rates and information for the new Medicare Supplement Plan N. PSM is a national Medicare FMO dedicated to serving up the latest news and info on all modernized Medigap plans.
Since June 1, 2010, new Medicare supplement (Medigap) plans have been available. With the modernization, two new plans were introduced to the Medicare system- Medigap Plans M & N. The latter incorporates a new co-pay structure that requires a $20 co-pay for physician visits and a $50 co-pay for emergency room visits, and will offer senior citizens low premiums never before seen with Medicare supplements. Another attractive feature of Medigap Plan N is that it requires little to no underwriting, making it much more accessible to seniors than traditional Medicare supplement plans.
“Since the June 1, 2010 effective date, Medicare Supplement Plan N has been selling faster than anything I’ve ever seen before in Medicare,” says PSM Agent Mike Wilson. “The incredible combination of a more affordable price and better access is going to make Plan N the choice for seniors in 2010 and beyond, especially for those who don’t often need medical care and are generally healthy.”
PSM expects Medigap Plan N to successfully compete directly with Medicare Advantage plans. Though Plan N mimics the cost-sharing structure and pricing of Medicare Advantage, it differs in that it has no network restrictions and much lower out-of-pocket liabilities for seniors. Also, the standardization of Plan N provides both seniors and their insurance agents with stability they don’t get with Medicare Advantage plans.
“Many of the rates I’m seeing are better than I anticipated, and when I pass on that information to my clients they are ecstatic,” says senior market insurance agent Jason Patterson. “The good news is spreading fast about Plan N among senior citizens in my area.” Many other experts in the Medicare industry agree that Medicare Supplement Plan N will definitely sell much higher among seniors who can’t afford traditional Medigap plans, and those healthy baby boomers just becoming eligible for Medicare.
PSM invites senior insurance agents to visit its website at http://www.psmbrokerage.com and/or call 1-800-998-7715 to learn more about Medicare Supplement Plan N products. And with PSM’s licensing process, agents can get contracted with the industry’s leading carriers in as little as five minutes.
With more than 10,000 agents nationwide and growing, PSM leverages its powerful community and market expertise to obtain the best contracts from the industry’s top insurance carriers. As such, we can provide our agents with the best products, competitive commissions, and first-hand knowledge of industry news to dramatically increase their senior market sales.
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